|
Features & Benefits
|
More Information
|
| No monthly account fees |
You'll pay no monthly account fees, and there's no minimum opening or ongoing balances or limit on the number of deposits or withdrawals you can make. |
| 0.25%pa paid on balances over $5,000 |
Interest is calculated daily and paid monthly - on every dollar in your account when the balance is $5,000 or more. |
| Collateral for your trades |
Use the funds in your CommSec Cash Account and CommSec Investment Account as collateral for your trades, at the same time as they're earning you interest. |
| Online cash management |
Enjoy the convenience of cash management, so you can manage your cash where and when it suits you:
- Set up regular payments including direct credits (such as salary credits) and direct debits.
- Transfer funds instantly between your linked CommSec Accounts.
- Make BPAY® payments and Pay Anyone transfers.
- Make purchases or withdraw cash with your CommSec Debit MasterCard®.
|
| Unique AutoSweep function |
Simply activate it online and set a balance amount above $10,000, and choose between a weekly or monthly AutoSweep. Each week or month, on the day or date you specify, available funds over the amount you've set are automatically swept into your higher-interest CommSec Investment Account.
|
| Instant transfers |
Transfer funds instantly from your CommSec Cash Account to your CommSec Investment Account to earn the higher interest on your savings. When you need to access your savings, instantly transfer them to your CommSec Cash Account.
|
| Share trade settlement and low brokerage |
Settle your CHESS-sponsored share trades directly from your CommSec Cash Account, and you'll also be able to take advantage of our low Internet preferred brokerage rate from $19.95** per trade.
|
| Single log-in and view |
Manage your share trading, savings and margin lending portfolio using one simple log-in and view.
|
| Consolidated staatement |
Budget and manage your wealth with one consolidated online statement, saving you time across your share trading accounts, cash accounts and margin lending portfolios.
|
| Support |
Feel secure in the knowledge that Cash Management support is available 8am to 8pm (Sydney time), 7 days a week, plus 24-hour support for lost or stolen cards.
|