ABOUT COMMONWEALTH BANK

The Commonwealth Bank is one of Australia’s leading providers of integrated financial services, including:

■ Retail, premium, business and institutional banking.

■ Funds management.

■ Superannuation.

■ Insurance.

■ Investment and share broking products and services.

The Commonwealth Bank is the most recognised brand in the Australian financial services industry. The Commonwealth Bank Group is one of the largest listed companies on the Australian Stock Exchange, and includes other award-winning brands such as wealth management business Colonial First State and online broking service CommSec.

Commonwealth Bank Tailored Investment Solutions

Positioned within the Institutional Banking and Markets division, the Tailored Investment Solutions team works closely with the financial planning industry to deliver investments designed to meet the needs of retail and wholesale investors, including self-managed super funds.

Established in 2000, the team has extended and evolved its product offering, including best-of-breed investments such as the Capital Series and the Protected Loan.

Capital Series

100% capital protection at maturity
Capital growth potential
Available to individuals, companies, trusts and SMSFs
Diversified exposure to global markets and asset classes
3-7 year term
Borrow to invest via the Capital Investment Loan

Capital Series Update

More information
What is Capital Series Video

¹ Capital protection will only apply at the Maturity Date and is subject to risks, limitations and conditions. Please refer to the PDS for more information.

² At the commencement of Capital Series, the Delivery Asset is one unit in the SPDR S&P/ASX 200 Fund.
At maturity, you will receive Delivery Assets to the value of the Maturity Value of your investment. Refer to the PDS for
information about the Delivery Asset, Maturity Value and the circumstances where the Delivery Asset may be substituted
for another security. By using the Delivery Asset Sale Service as outlined in the PDS. Brokerage costs apply.

Capital Series is issued by Commonwealth Bank of Australia ABN 48 123 123 124 (Commonwealth Bank) administered by its wholly owned but non-guaranteed subsidiary Commonwealth Securities Limited ABN 60 067 254 399 (CommSec). Investments in Capital Series are not deposits with Commonwealth Bank. They are contracts entered into between Investors and Commonwealth Bank on the terms set out in the Terms of Sale as contained in the PDS. Capitalised terms in this document have equal meaning to the capitalised terms in the PDS. Potential investors should refer to the PDS for risks and costs involved with an investment in Capital Series. Commonwealth Bank and its subsidiaries, including CommSec, do not guarantee the performance of Capital Series. The information in this document should not be taken as a recommendation to invest. As the information has been prepared without considering your objectives, financial situation or needs, you should, before acting on the information in this document, consider its appropriateness to your circumstances. The Capital Investment Loan and the Interest in Advance Loan are provided by Commonwealth Bank and are subject to the Bank’s normal credit approval. We believe that the information herein is correct and any opinions, conclusions or recommendations contained in this document are reasonably held or made as at the time of its compilation, but we make no warranty as to the accuracy, reliability or completeness of that information. Except to the extent that any liability under any law cannot be excluded, no liability for any loss or damage which may be suffered by any person, directly or indirectly, through relying upon any information or statement in this document is accepted by the Commonwealth Bank or CommSec or any of their directors, employees or agents, whether that loss or damage is caused by any fault or negligence on their part or otherwise. Potential investors should consult their professional tax adviser about the tax implications of this product with regard to their own particular circumstances. Past performance is not a reliable indicator of future performance.

Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 and a Participant of the ASX Group.

© Commonwealth Securities Limited ABN 60 067 254 399, AFSL 238814.