Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 ("CommSec") is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 ("Bank") and a Participant of the ASX Group and the Sydney Futures Exchange.

CommSec Cash Account, CommSec Investment Account, CommSec Margin Loan and CommSec Debit MasterCard are products of the Bank, administered by CommSec. Full terms and conditions are available on request. Fees and charges apply. All applications for a Margin Loan are subject to the Commonwealth Bank’s credit approval process, only investors who fully understand the risks associated with gearing into investments should apply. CommSec Debit MasterCard is issued by the Bank pursuant to licence by MasterCard International. If you have a complaint, the Bank's dispute resolution process can be accessed on 13 22 21.

This Information has been prepared without taking into account the objectives, needs, financial and taxation situation of any particular individual. For this reason any individual should, before acting on the information, consider the appropriateness of it having regard to their own objectives, needs, financial and taxation situation and if necessary, seek appropriate independent financial and taxation advice.

* To be eligible for Internet Preferred trading, you must be CHESS sponsored by CommSec and settle your trades through a CommSec Cash Account, CDIA or a CommSec or Colonial Margin Loan. Trades to $10,000 attract $19.95 brokerage.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

BPAY is registered to BPAY Pty Ltd ABN 69 079 137 518.